Mortgage Payment Calculator

Use our free A Mortgage Payment Calculator to estimate your Monthly EMI, Total Amount Payable and Interest Component mortgage payments. ⇒ Try it yourself!


Rate Of Interest (P.A)10 %

Duration Of The Loan10 YEARS

₹13,215
₹15,85,800
₹5,85,800

Payment Breakup

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How to use this Home Loan Calculator Tool?



How to use Yttags's Mortgage Payment Calculator?

  • Step 1: Select the Tool
Mortgage Payment Calculator Step 1
  • Step 2: Enter The Values
Mortgage Payment Calculator Step 2
  • Step 3: Check Your Mortgage Payment Calculator Result
Mortgage Payment Calculator Step 3

About Mortgage Payment Calculator


You can obtain an approximation with our mortgage payment calculator.

Based on the data you enter, our mortgage payment calculator generates information that is specifically tailored to you. However, it makes a few assumptions about you. for instance, that your principal dwelling will be a single-family home. Additionally, this calculator includes substantial assumptions regarding closing costs, lender fees, and other expenses.

Know what your mortgage payment is each month.

The purchase price, down payment, interest rate, length of the loan, property taxes, and insurance are just a few of the variables that affect your monthly mortgage payment.

Purchase cost

The purchase price is the entire sum that you and the seller of the property have agreed to pay. Since most lenders won't loan you the full purchase price of a house, this sum is often different than your loan amount.

Suggestion for the calculator: a single-family home

The single-family home you intend to purchase will be your principal residence, according to the mortgage payment estimator.

What is affordable?

You may get a general idea of your desired purchase price using our mortgage affordability calculator. The computation can be done using either your monthly payment preference or your income.

Obtain preapproval.

Are you prepared to start the process of finding a new home? If the answer is yes, find out how much you could be able to borrow in a matter of minutes.

How much are you going to put down?

Do you want to know how much your down payment will have an overall impact on your mortgage? Your optimum down payment can be estimated using our down payment calculator.

Figure out your down payment.

Set aside money now for a down payment.

A larger down payment when you're ready to purchase a home can ultimately cost you less money. The sooner you start saving, the better, if you intend to purchase something soon.

To save for a down payment, start today

Speak with a loan officer for mortgages.

A qualified mortgage loan officer is only a phone call or email away if you're ready to discuss your financing alternatives.

How is EMI on Loan Calculated?

Formula for EMI Calculation is -

P x R x (1+R)^N / [(1+R)^N-1] where-
  • P = Principal loan amount
  • N = Loan tenure in months
  • R = Monthly interest rate - The rate of interest (R) on your loan is calculated per month.
  • R = Annual Rate of interest/12/100

Home Loan Amortization Schedule

MonthBegining Loan BalanceEMIPrincipalMonthly InterestOutstanding Balance
1₹ 5300000₹ 68726₹ 26547₹ 42179₹ 5273453
2₹ 5273453₹ 68726₹ 26758₹ 41968₹ 5246695
3₹ 5246695₹ 68726₹ 26971₹ 41755₹ 5219724
4₹ 5219724₹ 68726₹ 27186₹ 41540₹ 5192539
5₹ 5192539₹ 68726₹ 27402₹ 41324₹ 5165137
6₹ 5165137₹ 68726₹ 27620₹ 41106₹ 5137517
7₹ 5137517₹ 68726₹ 27840₹ 40886₹ 5109677
8₹ 5109677₹ 68726₹ 28061₹ 40665₹ 5081616
9₹ 5081616₹ 68726₹ 28285₹ 40441₹ 5053331
10₹ 5053331₹ 68726₹ 28510₹ 40216₹ 5024821
11₹ 5024821₹ 68726₹ 28737₹ 39989₹ 4996085
12₹ 4996085₹ 68726₹ 28965₹ 39761₹ 4967119
13₹ 4967119₹ 68726₹ 29196₹ 39530₹ 4937923
14₹ 4937923₹ 68726₹ 29428₹ 39298₹ 4908495
15₹ 4908495₹ 68726₹ 29662₹ 39063₹ 4878833
16₹ 4878833₹ 68726₹ 29899₹ 38827₹ 4848934
17₹ 4848934₹ 68726₹ 30136₹ 38589₹ 4818798
18₹ 4818798₹ 68726₹ 30376₹ 38350₹ 4788421
19₹ 4788421₹ 68726₹ 30618₹ 38108₹ 4757803
20₹ 4757803₹ 68726₹ 30862₹ 37864₹ 4726942
21₹ 4726942₹ 68726₹ 31107₹ 37619₹ 4695834
22₹ 4695834₹ 68726₹ 31355₹ 37371₹ 4664480
23₹ 4664480₹ 68726₹ 31604₹ 37121₹ 4632875
24₹ 4632875₹ 68726₹ 31856₹ 36870₹ 4601019
25₹ 4601019₹ 68726₹ 32109₹ 36616₹ 4568910
26₹ 4568910₹ 68726₹ 32365₹ 36361₹ 4536545
27₹ 4536545₹ 68726₹ 32623₹ 36103₹ 4503922
28₹ 4503922₹ 68726₹ 32882₹ 35844₹ 4471040
29₹ 4471040₹ 68726₹ 33144₹ 35582₹ 4437896
30₹ 4437896₹ 68726₹ 33408₹ 35318₹ 4404489
31₹ 4404489₹ 68726₹ 33673₹ 35052₹ 4370815
32₹ 4370815₹ 68726₹ 33941₹ 34784₹ 4336874
33₹ 4336874₹ 68726₹ 34212₹ 34514₹ 4302662
34₹ 4302662₹ 68726₹ 34484₹ 34242₹ 4268178
35₹ 4268178₹ 68726₹ 34758₹ 33968₹ 4233420
36₹ 4233420₹ 68726₹ 35035₹ 33691₹ 4198385
37₹ 4198385₹ 68726₹ 35314₹ 33412₹ 4163071
38₹ 4163071₹ 68726₹ 35595₹ 33131₹ 4127477
39₹ 4127477₹ 68726₹ 35878₹ 32848₹ 4091598
40₹ 4091598₹ 68726₹ 36164₹ 32562₹ 4055435
41₹ 4055435₹ 68726₹ 36451₹ 32275₹ 4018984
42₹ 4018984₹ 68726₹ 36741₹ 31984₹ 3982242
43₹ 3982242₹ 68726₹ 37034₹ 31692₹ 3945208
44₹ 3945208₹ 68726₹ 37329₹ 31397₹ 3907880
45₹ 3907880₹ 68726₹ 37626₹ 31100₹ 3870254
46₹ 3870254₹ 68726₹ 37925₹ 30801₹ 3832329
47₹ 3832329₹ 68726₹ 38227₹ 30499₹ 3794102
48₹ 3794102₹ 68726₹ 38531₹ 30195₹ 3755571
49₹ 3755571₹ 68726₹ 38838₹ 29888₹ 3716733
50₹ 3716733₹ 68726₹ 39147₹ 29579₹ 3677586
51₹ 3677586₹ 68726₹ 39458₹ 29267₹ 3638128
52₹ 3638128₹ 68726₹ 39772₹ 28953₹ 3598355
53₹ 3598355₹ 68726₹ 40089₹ 28637₹ 3558266
54₹ 3558266₹ 68726₹ 40408₹ 28318₹ 3517858
55₹ 3517858₹ 68726₹ 40730₹ 27996₹ 3477129
56₹ 3477129₹ 68726₹ 41054₹ 27672₹ 3436075
57₹ 3436075₹ 68726₹ 41380₹ 27345₹ 3394694
58₹ 3394694₹ 68726₹ 41710₹ 27016₹ 3352985
59₹ 3352985₹ 68726₹ 42042₹ 26684₹ 3310943
60₹ 3310943₹ 68726₹ 42376₹ 26350₹ 3268567
61₹ 3268567₹ 68726₹ 42714₹ 26012₹ 3225853
62₹ 3225853₹ 68726₹ 43053₹ 25672₹ 3182800
63₹ 3182800₹ 68726₹ 43396₹ 25330₹ 3139404
64₹ 3139404₹ 68726₹ 43741₹ 24984₹ 3095662
65₹ 3095662₹ 68726₹ 44090₹ 24636₹ 3051573
66₹ 3051573₹ 68726₹ 44440₹ 24285₹ 3007132
67₹ 3007132₹ 68726₹ 44794₹ 23932₹ 2962338
68₹ 2962338₹ 68726₹ 45151₹ 23575₹ 2917187
69₹ 2917187₹ 68726₹ 45510₹ 23216₹ 2871677
70₹ 2871677₹ 68726₹ 45872₹ 22854₹ 2825805
71₹ 2825805₹ 68726₹ 46237₹ 22489₹ 2779568
72₹ 2779568₹ 68726₹ 46605₹ 22121₹ 2732963
73₹ 2732963₹ 68726₹ 46976₹ 21750₹ 2685987
74₹ 2685987₹ 68726₹ 47350₹ 21376₹ 2638637
75₹ 2638637₹ 68726₹ 47727₹ 20999₹ 2590910
76₹ 2590910₹ 68726₹ 48107₹ 20619₹ 2542804
77₹ 2542804₹ 68726₹ 48489₹ 20236₹ 2494314
78₹ 2494314₹ 68726₹ 48875₹ 19851₹ 2445439
79₹ 2445439₹ 68726₹ 49264₹ 19462₹ 2396175
80₹ 2396175₹ 68726₹ 49656₹ 19070₹ 2346519
81₹ 2346519₹ 68726₹ 50052₹ 18674₹ 2296467
82₹ 2296467₹ 68726₹ 50450₹ 18276₹ 2246017
83₹ 2246017₹ 68726₹ 50851₹ 17875₹ 2195166
84₹ 2195166₹ 68726₹ 51256₹ 17470₹ 2143910
85₹ 2143910₹ 68726₹ 51664₹ 17062₹ 2092246
86₹ 2092246₹ 68726₹ 52075₹ 16651₹ 2040171
87₹ 2040171₹ 68726₹ 52490₹ 16236₹ 1987681
88₹ 1987681₹ 68726₹ 52907₹ 15819₹ 1934774
89₹ 1934774₹ 68726₹ 53328₹ 15398₹ 1881446
90₹ 1881446₹ 68726₹ 53753₹ 14973₹ 1827693
91₹ 1827693₹ 68726₹ 54180₹ 14545₹ 1773513
92₹ 1773513₹ 68726₹ 54612₹ 14114₹ 1718901
93₹ 1718901₹ 68726₹ 55046₹ 13680₹ 1663855
94₹ 1663855₹ 68726₹ 55484₹ 13242₹ 1608370
95₹ 1608370₹ 68726₹ 55926₹ 12800₹ 1552444
96₹ 1552444₹ 68726₹ 56371₹ 12355₹ 1496073
97₹ 1496073₹ 68726₹ 56820₹ 11906₹ 1439254
98₹ 1439254₹ 68726₹ 57272₹ 11454₹ 1381982
99₹ 1381982₹ 68726₹ 57728₹ 10998₹ 1324254
100₹ 1324254₹ 68726₹ 58187₹ 10539₹ 1266067
101₹ 1266067₹ 68726₹ 58650₹ 10076₹ 1207417
102₹ 1207417₹ 68726₹ 59117₹ 9609₹ 1148300
103₹ 1148300₹ 68726₹ 59587₹ 9139₹ 1088713
104₹ 1088713₹ 68726₹ 60062₹ 8664₹ 1028651
105₹ 1028651₹ 68726₹ 60540₹ 8186₹ 968112
106₹ 968112₹ 68726₹ 61021₹ 7705₹ 907091
107₹ 907091₹ 68726₹ 61507₹ 7219₹ 845584
108₹ 845584₹ 68726₹ 61996₹ 6729₹ 783587
109₹ 783587₹ 68726₹ 62490₹ 6236₹ 721097
110₹ 721097₹ 68726₹ 62987₹ 5739₹ 658110
111₹ 658110₹ 68726₹ 63488₹ 5237₹ 594622
112₹ 594622₹ 68726₹ 63994₹ 4732₹ 530628
113₹ 530628₹ 68726₹ 64503₹ 4223₹ 466125
114₹ 466125₹ 68726₹ 65016₹ 3710₹ 401109
115₹ 401109₹ 68726₹ 65534₹ 3192₹ 335575
116₹ 335575₹ 68726₹ 66055₹ 2671₹ 269520
117₹ 269520₹ 68726₹ 66581₹ 2145₹ 202939
118₹ 202939₹ 68726₹ 67111₹ 1615₹ 135828
119₹ 135828₹ 68726₹ 67645₹ 1081₹ 68183
120₹ 68183₹ 68726₹ 68183₹ 543₹ 0

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Mortgage Payment Calculator

FAQs for Mortgage Payment Calculator

What is Home Loan EMI?
Home Loan EMI (Equated Monthly Installment) is a fixed monthly payment that a borrower makes to the lender to repay the home loan over a specific period.
What is a Pre-Approved Home Loan?
A Pre-Approved Home Loan is a loan offer given by a bank or lender to a borrower based on their creditworthiness and financial profile, before selecting a property to purchase.
What is Loan Against Property EMI?
Loan Against Property EMI is a fixed monthly installment that a borrower pays to the lender to repay the loan taken against their property over a specific period.
What happens after you get preapproved for a home mortgage loan?
After getting preapproved for a home mortgage loan, you can start house hunting with confidence, as sellers see you as a serious buyer, and it helps streamline the final loan approval process.
How will interest rates affect your home loan?
Interest rates will affect your home loan by determining the amount of your monthly EMI, total interest paid over the loan tenure, and overall cost of the loan.